Black Money Business Jobs : Financial Planning

Shikamaru

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May 7, 2011
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How would you define the term financial planning?

Do you possess a personal financial plan?
Do you know how to craft a personal financial plan for yourself?
 

Egmond Codfried

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Oct 2, 2012
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The 1% who has all the money, power, wealth, assets, property is a closed society. I have seen how emissions in Holland, where poor people took loans to buy actions in a new get-rich-quickly scheme, lost their mony to the rich person who created this racket. A savingsbank folded and people did not get their savings back, as some accounts were considered not part of government policy to emburse losses till euro 10.000.

So can people really get rich, or just keep out of financial trouble?
 

Shikamaru

Well-Known Member
MEMBER
May 7, 2011
3,444
1,960
The 1% who has all the money, power, wealth, assets, property is a closed society. I have seen how emissions in Holland, where poor people took loans to buy actions in a new get-rich-quickly scheme, lost their mony to the rich person who created this racket. A savingsbank folded and people did not get their savings back, as some accounts were considered not part of government policy to emburse losses till euro 10.000.

So can people really get rich, or just keep out of financial trouble?
I'm of the opinion you can.
One must increase their education and understanding of financial and economic subjects in addition to law.

I say it begins with knowing and understanding the difference between assets and (private) property.
 

Thelma Jackson-Smith

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Jun 24, 2012
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I'm of the opinion you can.
One must increase their education and understanding of financial and economic subjects in addition to law.

I say it begins with knowing and understanding the difference between assets and (private) property.
Can you expand on this?
 

Shikamaru

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May 7, 2011
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Can you expand on this?
Sure.

This is a taxonomy of my own creation.

Property, in the context which I use it, is that which is private and held in allod.

For purposes of illustration, we'll use a laptop.

An asset is property with an estimated value attached thereto.
The aforementioned statement presumes this property is in commerce and for sale or exchange.
If the property is in commerce, there will be rules, regulations, and taxes attached by government.
In most instances a given asset will have multiple parties that have claims to this property.

If I possess and enjoy the laptop, that laptop is my private property. It is not for sale or trade. No need to attach an estimated value to it either.

If that laptop will be sold for FRNs, this is being in commerce. That transaction will likely be subject to taxes for the privilege of exchanging an item of value for FRNs.

An asset implies an estimated value as delineated in FRNs.
Property is something held privately and absolutely by one owner and one owner only.

Most people practice commerce (to their detriment in most cases). Few practice private property.
If you don't have property, you don't have much of anything.

If I need to break this down more, simply post more inquiries.
 
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